The type of information we collect -
We routinely collect and retain the information we obtain
from your account applications, transaction history (for deposits,
loans, credit cards, etc.) and from consumer reports. This information
- To establish and administer your accounts. (Example: We ask for
personally identifying information to protect your accounts from
- To satisfy certain regulatory requirements. (Example: When you
open an account that pays interest, we are required by the Internal
Service to obtain your social security number.)
- Better understand you so that we may provide you with additional
or improved products and services. (Example: We require information
your credit history and your assets to determine if you qualify
for loan approval.)
We do not share with the nonpublic personal information of
our current or previous members and nonmember customers with
affiliates or nonaffiliated third parties except as permitted
or required by law.
How is that information protected?
Access to your personally identifiable financial information is limited
to employees with a specific business reason for utilizing this data.
Our employees are educated about the importance of maintaining confidentiality
and member privacy. If necessary, we take appropriate disciplinary
steps to enforce our employees' responsibility to protect your very
In order to prevent unauthorized access to your information, we maintain
security standards and procedures that conform with industry standards
and procedures are routinely tested to verify the integrity of our
What members can do to help
GESB Sheet Metal Workers Federal Credit Union is committed to protecting
the privacy of its members. Members can help by following these simple
- Protect your account numbers, plastic card numbers, PINs (personal
identification numbers) or passwords. Never keep your PIN with
your card, which can provide free access to your accounts if your
is lost or stolen.
- Use caution when disclosing your account numbers, social security
numbers, etc. to other persons. If someone calls you explaining
the call is on behalf of the credit union and asks for your account
you should beware. Official credit union staff will have access
to your information and will not need to ask for it.
- Keep your information with us current. If your address or phone
number changes, please let us know. It is important that we have
on how to reach you. If we detect potentially fraudulent or
unauthorized activity or use of an account, we will attempt to
contact you immediately.
Let us know if you have questions. Please do not hesitate to call
us - we are here to serve you!